LESSON #53: Payment Processing Solutions for Online Businesses

In the previous few lessons we’ve been looking at how to create a sales letter.
But a sales letter isn’t going to sell anything for you unless you’ve got a way of accepting money…

(Watch this video…)

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Main points:

  • You need to accept online payments to be successful with this business model.

  • When it comes to accepting payments for your products online, in general I would AVOID…

    - Money transfer services (like Western Union)
    - Alternative “currencies” (like E-gold)
    - “Offshore” banks and payment processors

  • Payment solutions I would recommend…

    1) Merchant Account

    -Also requires a Payment Gateway (ie. Authorize.Net), and possibly a shopping cart.
    -Beware the horror stories and choose a good provider.
    -I recommend PowerPay

    Advantages:
    - Pay less fees (in many cases)
    - More control (upsells, processing, ownership, interface, etc)
    - Ability to process offline payments. (Mail, phone, etc)

    Disadvantages:
    - Responsible for credit card security.
    - Can be difficult to obtain outside of the US.
    - Can be more complicated.

    If you are processing credit cards on your website, it is also essential for you to have PCI Compliance. For this I recommend McAfee PCI Certification Service (Only $99 for up to 4 sites)

    2) 3rd Party Payment Processor

    I recommend PayPal

    Advantages:
    - It’s convenient.
    - They handle the security.
    - The fees are reasonable.

    Disdvantages:
    - They can freeze or close your account.
    - Not accepted in all countries.

    Why might PayPal freeze or close your account?
    - They suspect fraud.
    - They suspect spam.
    - They perceive your product to be a violation.
    - They perceive you to be high risk.

    How can you stay out of trouble with PayPal?
    - Play by the rules.
    - Provide everything they ask for.
    - Notify them if you’re going to be doing high volume.
    - Ask them if there is any additional information you can provide.

    What can you do if your account gets frozen or closed by PayPal?
    (Please see video for how I recommend handling this kind of situation)

    3) 3rd Party Vendor/Reseller

    Technically they are “selling” your product.

    I use and recommend:

    - 2checkout
    - Clickbank

    Advantages:
    - It’s convenient.
    - They handle the security.
    - Some have integrated affiliate programs.
    - Some accept PayPal in addition to credit cards.

    Disadvantages:
    - Usually have higher fees.
    - Many of the same risks as other payment solutions.

    Regardless of which solution you choose…

  • It’s good to have a backup payment solution.
  • Offering two payment solutions (ie. credit card or PayPal) can boost your conversions.
  • Be sure to take care of your customers and avoid credit card chargebacks.

    Action step:

    1) Choose at least one payment solution.

    In the next lesson, we’ll create a payment button and a thank-you page!

    As always, you are welcome to post your questions and comments below.

    Have a great day!

     
  • 97 Comments

    • Eric I would also recommend you check out Google Checkout. I use to process everything through PayPal but a lot of non-internet savvy people had no clue who PayPal was but everyone has heard of Google and they seem to “trust” Google more.

      J.R.

      • Eric said:

        Yes I’ve tried Googlecheckout and it works OK. I did list it in the video, but it’s not one of my “recommended” solutions because I’ve read several complaints about it from other internet marketers.

        But you are right– Google has a known and trusted name, and that does give them a certain advantage. Thanks

      • Matt Maré said:

        How do you rate AlertPay as an alternative for people from countries that cannot use PayPal?

        They basically have the same facilities as PayPal but cater for many more countries. Their fees to transfer dollars into my currency is the best I could find anywhere and they are fast.

        • Eric said:

          I have not used AlertPay, but I just looked at them and they seem decent. They are Canada based, and their fees are actually slightly less than 2checkout.

          • Tim said:

            Another one to check out is WorldPay. As a customer, I had a problem with a PayPal subscription (from a hosting company), and the seller had Worldpay as an alternative option. As a result, I used WorlPay and had no problem.
            A note about Google Checkout: Again, as a customer, after a purchase using Google Checkout I received follow up sales information from the seller (or was it Google Checkout?) that was confusing about the relationship between the two, and it made me nervous about doing business with either after that.
            Re PayPal: As a seller (and buyer, too) I’ve had very good phone support from PayPal when needed.

        • Richard said:

          Just a quick thank you Eric,

          Another helpful tutorial. I am going to say that you have changed my perception of the internet marketing world.

          Thanks for helping me with the question I had this week.

          Eric is one of the most down to eaarth and approachable internet markerters that I have ever come accross and before I buy any product I always check his tips as I am sure to get impartial advise.

          Thanks Eric.

        • Thanks to financial services!!! Online business services saves your time!! The main benefit to each customer is convenience.

          • robert said:

            i now have a hostgator reseller account,a clickbank account and a paypal account. i have been following your tips and doing as you say.i have yet to make any money from all of this but i havn’t felt ready yet.i’m currently trying to built a list thru magicbot with paul ponna i’m slow but i’m on the track i set for myself i’ll jump in when i feel like i know enough not to be a total fool at this.i did learn one important thing on my own and thats what i would like to past on to the next newbie the most expensive stuff a marketer sells you always starts with the word free!! you are his best target market’remember this it will save you a lot of money!

            • Eric, have you had any experience or have you heard any reliable comments about the service offered by PayPal competitor Safepay?

              • Eric said:

                I have not heard anything about them. Perhaps someone else can comment on this…

              • Robbo said:

                Hi Guys,
                Some of the payment process companies have nasty sign up fees.At least a Paypal button is free. I like how Paypal do all of your paperwork as well !!!. But I have had a hassle with a $770 sale refund that froze my account and put my credit card at a fee refund risk, which was out of my control. I was so mad. Eventually, through negotiation, they saw my point,I won and now we are best friends.

                • Wall Grizwald said:

                  Yea, these shopping carts are giving me a headache already. But you’re right, if you’re not accepting online purchases, you’re as good as done in the business world. One option for a business or even an individual if you’re consistently paying the same person is ATMCASH. They allow you to send thousands for only $5 every time you have to send the money. PayPal is nice, but go to https://www.atmcash.com and you’ll see why ATMCASH is much more PRACTICAL!

                  • Eric said:

                    That’s not a payment processor…

                  • Eric,
                    When I went through the Butterfly Marketing course it was recommended to join a payment processor company by the name of iMax…which I did join. I guess iMax is suppose to have the cheapest transaction fees as well as the best support. I was under the impression that you were charged fees whenever someone charged through your account but soon realized that there was a pretty high monthly fee regardless if you had charges are not(being a newbie I didn’t know it…should have read the fine print first). It probably is a great company but please make sure you don’t join one of these companies until your ready for sales.Paypal is great for starters.
                    :)
                    Get 150 *Top Quality* NICHE Websites With Your Paypal ID On Each!

                    http://Instant-Paysites.com

                  • Hi Eric, thanks for the great video again. I have Paypal and it works well. I’d like to use Clickbank as well but have not done my homework yet. I look forward to your video on Clickbank. Quick question: do you need to have an affiliate account as well. I know that they charge a “set up fee” to set up as an affiliate - I think it’s around $40 or so - is that per product or a one time fee.
                    I hope to be ready soon to have a product I can have an affiliate program with.

                    Thanks Eric

                    • Eric said:

                      Actually it’s the other way around… an affiliate account is free, but they charge $50 to be a vendor (after they’ve approved your product). The accounts are one and the same, so you can both sell your product, and promote other products as an affiliate from the same clickbank account.

                      • Thanks Eric, is that a one time $50 fee or per product that you want to sell through clickbank?

                        • Eric said:

                          It’s a one time fee per account. You can sell up to 500 products on an account, but your affiliates can only send traffic to one sales page (unless you do some programming or use a special script, but then you also have to communicate that with your affiliates). Therefore, many marketers choose to open a seperate clickbank account for each product they launch.

                    • Dale said:

                      Great video as always Eric ! I use Paypal mostly because it is the safest and they don’t have a monthly fee for the program that I am using. Also with Paypal you can set it up so if your customer does not want to use a Paypal account they can still purchase my product with a credit card.
                      I have also signed up with 2Checkout.com but am having some set up problems, believe me the problem is more my lack of knowledge of setting it up than theirs. But I believe that having a second payment option is a great idea.
                      What service do you use the most Eric?

                      Sincerely;
                      D.T.

                      • Eric said:

                        I probably do the most volume through clickbank. After that, PayPal. And then 2checkout. You’ll get the hang of 2CO… once you’ve set up one product, it’s just rinse and repeat.

                      • This information is fine and probably all very good but what happens if you live outside of the USA?
                        i am a marketer in Panama City, Panama and the biggest problem I have is getting the funds to my account here in Panama. Currently, I have a PayPal account to accept payment then I need to transfer to a checking account then use a debit card to access the cash through a ATM. This is simply not working anyone have any ideas?

                        • Tim said:

                          Easy answer: If you have a preferred or business account, request a PayPal debit card! There’s a place on their website where you can request one. As a bonus, you get 1.5% cash back at the end of each month for debit card purchases. Only thing is I don’t know if this is limited to US addresses. Worth checking out…

                        • uzor said:

                          how do you place Epay /Epayarea.
                          Uzor

                          • thank you for the information very useful tool, it will be very useful for generating income on a website or blog, once again thank you for the information

                            • Michaela said:

                              Eric, this is a great lesson, I find out info I don’t know…
                              My favorites are PayPal and ClickBank. Doing eBay for years, PayPal has done a great job for me, now doing Affil Marketing still my favorite are PayPal and ClickBank as well. What I valued the most is that they handle the security.
                              Thanks again for a great lesson, I always learn from your lessons.
                              Regards
                              Michaela

                              • Fastweb said:

                                Hi Eric, I was facinated by your letter on payment precessing solutions. In most African countries, most of the payment processors you talked about do not allow certain African countries to participate. Recently I found http://www.epayarea.com, they accept African services, but I knew little about them and I want to do business with them. What advice do you have for some one in my situation.

                                • Eric said:

                                  Essentially, my advice is to use whatever processor will work for you. Make something work. And then begin the process of establishing a business address in a country that will give you more options. An alternative to establishing an address would be to partner with someone in another country.

                                • Eric,
                                  What can you tell us about e-junkie? I have used them in the past, good results, with digital downloads. I see now they will combine tangible products with instant download products in one shopping cart. Do you have any feedback about the company?

                                  • Eric said:

                                    I wish I had some feedback for you, but I have never used e-junkie. However I have seen other marketers using them, and they do seem to be geared toward infoproduct marketers, so they may be worth checking out. I’d like to hear anyone’s experience too.

                                  • Pedro said:

                                    Hi eric, great and fantastic tips on your site!

                                    I will like to use clicbank, my consern is that there is no phone number to contact them in case i have a urgent problem and i am scared not to get a reply from them by email. I will like to know if the frozen acount problems and others like with paypal happen with clicbank.

                                    Thank you for your great tips

                                    • Eric said:

                                      Clickbank is a big company now, and seem to be reliable. I do think they have a phone number listed somewhere also. Since I’m a top vendor/affiliate I have a dedicated account rep, and multiple phone numbers for them. I have never had any trouble communicating with them and they’ve always been responsive.

                                      The only cases I’ve heard of clickbank accounts getting frozen was for serious violations of their terms of service.

                                    • Charles Springer said:

                                      Eric,
                                      I often wondered if you would ever consider selling your Lessons from 1 to 53 I think is the latest? Maybe in a huge EBook with several additions?
                                      Thanks,
                                      Charlie Springer

                                      • Eric said:

                                        It will be lessons #1-100, and yes at that point I will sell them in a few different formats :)

                                      • Bill said:

                                        Eric,

                                        Is there a reason why you chose Clickbank over Paydotcom? I don’t use either, just curious what your thoughts are.

                                        Thanks,
                                        Bill

                                        • Eric said:

                                          Clickbank is bigger, has more affiliates, and is now investing a lot in their technology. Paydotcom is a good resource, and its run by my friend Mike Filsaime’s company. But I think Clickbank provides more opportunity for vendors to gain affiliate support.

                                        • mehdi said:

                                          hi eric .
                                          1 - i am living in iran we cant use of for example e-money , paypal and …. now how we can earn money from internet ?
                                          2 - do you suggest working with http://www.earn2gether.com ?
                                          thanks .

                                          • Eric said:

                                            First, read this to get some inspiration:
                                            http://www.ericstips.com/tips/ladan-lashkari/

                                            Then figure out a way to make it work ;) I know that doesn’t sound helpful but that’s what it comes down to. Find someone in your country who is doing business online and find out what they do.

                                            Ultimately it will be helpful if you work toward the goal of getting a credit card too.

                                          • Val said:

                                            Hi Eric, South Africans can’t use any of these payment processors unless they have banking accounts overseas. Here’s one they CAN use -
                                            https://www.setcom.com/www/signup/?SRI=807317B2FB
                                            - I use it and its reliable, fast and free.
                                            Val Waldeck

                                            • Kent Stryker said:

                                              ERIC,
                                              After 1 year my probation officer has finally approved my first online business. I am approved for ebay selling from a reseller’s catalogue!
                                              I don’t know how to get started other than consulting someone I trust, which is you. I need your advice on who can advise me on ebay selling? Who has a good course? No affiliate marketing or anything other than what I have been approved for. Whatever other advice you may offer will be greatly appreciated.
                                              Thanks,
                                              Kent R. Stryker

                                            • Karen said:

                                              Half of the training is complete, and all of a sudden you’re bombarding us with sales. Come on dude! Speaking for myself, I haven’t made any money and I don’t have any money. I think you may have pulled the cord too soon.

                                              • Eric said:

                                                Don’t worry, we’ll finish the 100 lessons. Sorry for the delay. Those who have been subscribers for years will know that I often work in spurts. This season I’m working on streamlining my business, and sure I’ve promoted a few things but if you want to see what “bombarding” is, just try signing up for some other marketing newsletters ;-)

                                                • Amen to that.

                                                  Eric has by far not bombarded his lessons with products. Keep in mind one has to spend a “little” money to make money.

                                                  You can’t go “free” with everything, such as hosting as an example. Get a cheap hosting account, but not a free one which will make people question you as a business. Plus many of the free hosting companies bombard your visitors with banners or offers which pulls your visitors away. :)
                                                  Keep up the great material Eric.

                                                  Gary

                                                  • ricky said:

                                                    Eric this is by far the best internet experience I’ve had. i have learned so much and gained so much confidence in this arena that i will be eternally grateful. The making money thing, that’s up to me. The info you provide free or otherwise is totally invaluable and without it. many of us could not even get started or would of “crashed and burned”. i am grateful you put up something we can contribute to,”i don’t like to turn up to dinner empty handed”. Thank You

                                                  • jefvz said:

                                                    For me Eric bombarded me with knowledge and it’s overdelivered…sorry I am sometimes left behind..thanks for this newsletter..I am lucky I found you Eric.
                                                    Thanks

                                                  • Hi eric,
                                                    My Story
                                                    This is Nicolas from Tamarindo beach in costa rica. This message is to thank you for all your great advices. I started to watch your videos like 10 months or one year ago. I just wanted to share with you my joy and happiness. One year I go I had no knowlege about websites. Now I know a little bit thanks to you.
                                                    The reason that i’m so happy is that my webasite (http://www.tamarindobeach.ws) finally is starting to generate income! Yes! It has not been easy, I took me one year to finally see the light.
                                                    I did not know at the beginin what to do or how to pic a topic of interest.
                                                    Well I just said to my self well I live in Tamarindo Beach, the main source of income is the tourism, ” I want to show to the world how tamarindo looks like” how the hell do i do that?
                                                    I started with my digital camera(picture camera not, film camera) to shoot a video of the property i manage, then I had to learn how to edit the video, which I did, and then how to put it in the website, thank god for the person(s) who invented “the embebed” action.
                                                    To make the story short, right now im getting good traffic to my site and everybody here is happy with my work.

                                                    So Pura Vida! ANd I hope you and everybody here likes my website.

                                                  • mehdi said:

                                                    thanks eric for your answer .
                                                    but how do you think about working with http://www.earn2gether.com
                                                    thanks again.
                                                    dont you want to come to iran ?

                                                    • Eric said:

                                                      I an not familiar wit hthat site but it does not look like a payment processing solution. It looks like a typical GTP (get paid to…) website. While these sites may provide the opportunity to make some cash, they are by no means a method of building a real business.

                                                      Sure I would love to visit Iran.

                                                    • mehdi said:

                                                      can you introduce some affiliate programs that work with liberty reserve ?
                                                      thanks

                                                      • Eric said:

                                                        I am not familar with Liberty reserve.

                                                      • Mick said:

                                                        Eric,

                                                        I have watched many of your videos, and many of them more than once! Have you made a video that addresses must have scripts to include on a website like cloaking, redirects, and other security measures? If so please supply me with the lesson #.

                                                        I think your Tips are fantastic, I am glad to hear you will continue this site.

                                                        Sincerely,
                                                        Mick

                                                      • I have created my book based on your advice and would like to publish it, does anyone have any information on the process of publishing an eBook?

                                                      • Nicolas said:

                                                        For the last 2 months I have worked through lessons #1-53. These are great tips. I understand most of what you have said. The Sales Letter lesson was my favorite by far. I do have one question. Is there anyway you change my e-mail so I get on your current list? For example, I would like to receive a notice about lesson #54 instead of lesson #22.

                                                        Thanks in advancce for your time.

                                                        Blessings,
                                                        Nicolas.

                                                        • Eric said:

                                                          When you sign up it automatically starts at the beginning. But it sounds like you will be synched up in about 30 days.

                                                        • […] the previous lesson we looked at online payment solutions, so hopefully you’ve chosen at least one method for receiving […]

                                                          • Jack said:

                                                            Talk about a cliffhanger! I’m on the edge of my seat waiting for Lesson #54, how to hook the pay apparatus into a website and make it work.

                                                            I’ve been trying to learn this stuff from books and message boards and ill-defined “clues” sprinkled in scattered ads, seriously Eric I have learned more about the moneymaking aspects of the internet from a few days poring through these video lessons than in all the last several years combined, there may be someone else out there explaining it as clearly and comprehensively but if so I haven’t run across them.

                                                            That’s what convinced me to take a chance on the Monthly Income Formula kit, I bought it last night and plan to deeply delve into it after I finish work this Friday afternoon and my week off for Christmas commences.

                                                            Thank you thank you thank you…now, about that Lesson #54 ;)
                                                            And a Merry Christmas as well.

                                                            • I’m currently using paypal and it works great!

                                                              • Cristino said:

                                                                It’s really nice blog about online advertising and good to share this marketing Knowledge. Online marketing is really gaining rapid popularity. To promote our site or product we have to do advertising so that people should know about it. Even i used to promote my site and sell my product online through fullservicead and my business is really growing. Marketing tools are helpful to promote our business. Your article contains nice information and i find it very helpful.

                                                                • thanks you for information

                                                                  • Julius said:

                                                                    Eric, i love your teachings and simplicity. To really succeed on-line, one cannot rule out the usefulness of Clickbank and Paypal. These two organizations do not list Nigeria or accept genuine minded Nigerians in there services. Even most digital products are sold through Clickbank alone. What is your advise and solution to Nigerians like me to this problem? Thanks.

                                                                    • Eric said:

                                                                      This is going to sound oversimplified but… FIND A WAY :-)

                                                                      There are many Nigerians who have built legitimate online businesses.

                                                                      If you haven’t seen this article yet check it out for some inspiration regarding overcoming online obstacles… http://www.ericstips.com/tips/ladan-lashkari/

                                                                    • Maartin said:

                                                                      Eric,
                                                                      Based in South Africa and earning money through Clickbank has its challenges, as Clickbank only pay by cheque. Our banking fees are so high that it’s sometimes not even worth paying smaller cheques into my banking account, and can take 6 - 8 weeks to reflect in my account.

                                                                      I have learned that opening a US Banking account is an option (also to use with PayPal!!) and I have done some research on this. My problem is that the people offering these “kits” to steer you through the rubble of opening an account seems (uhh, not sure how to put it…) fishy! Their websites looks fine graphically, but their grammar is usually poor with lots of spelling mistakes. (Hey, English is not my first language either, but even I can see these people don’t even do a plain spell check!) This makes me nervous.

                                                                      OK, here’s my question: Do you or any one of the readers know a reliable source which could help one to open a US bank account as a non-US resident? I would surely appreciate some help here.

                                                                      • Eric said:

                                                                        I don’t have a specific source, but I know it is possible. Perhaps if Adrian from the below comment sees this he can provide some insight.

                                                                      • Adrian said:

                                                                        Hi Eric,
                                                                        I have setup a US business, US business address with US bank accounts but reside in UK and having difficulty setting up a merchant account because it seems that merchant account providers only seem to accept business and personal being in the same country. Do you know any merchant account providers that will support this scenario?

                                                                        • Eric said:

                                                                          Good question. I wish I had an answer, but I do not know. It sure seems like there are some merchant accounts which would accept your business address and not require your personal address. Do you have a US business tax ID #? If so, I am nearly certain that you can do this. If you find the solution be sure to post back here.

                                                                        • online merchant advice said:

                                                                          Most online merchant accounts require a Fed Tax ID and Domestic SS# even if the account has a physical presence.

                                                                          • Very interesting! I am using PayPal, and never heard about that…

                                                                            All the best,
                                                                            Arne

                                                                            • Dave said:

                                                                              Hi Eric,

                                                                              Am I correct in understanding that you use PowerPay to handle your transactions for your membership sites (member sign-ups) and bypass all the 3rd party companies altogether.

                                                                              Thanks,
                                                                              Dave

                                                                              • Eric said:

                                                                                Yes and no. With your own merchant account you are avoiding the “3rd party payment processors”. However that does not mean there are no middlemen. The merchant account provider and gateway still take their cut.

                                                                                Traditionally, this still resulted in much lower fees compared to using a 3rd party payment processor (particularly for high volume merchants).

                                                                                However, due to advances in the way payments are handled online, and the high volume of 3rd party processors such as Paypal, the cost savings is now negligable in many cases. Therefore the decision to use a merchant account should be based on other factors such as flexibility and control over the billing.

                                                                            • Juergen said:

                                                                              Hi Eric
                                                                              Thanks again, very good, and informative lesson.
                                                                              I am working a lot on all of the stuff I have received from your lessons. There are a lot off things I knew yet forgot didn’t think about and you are the very Best help to refresh all those things very well done Job thank you
                                                                              Juergen Kleinen

                                                                              • I don’t know if South Africans are aware that the previous problem of not being able to receive payment through PayPal has now been solved Through FNB (First National Bank)

                                                                                • Miles said:

                                                                                  We use Paypal in our photo retouching / photo restoration business, generally with good results. Their invoices for variable-priced services are not very customizable, but otherwise the system works well. I advise retouching clients not to create a new Paypal account, because that seems to cause delays…just pay with their credit card or an existing Paypal account.

                                                                                  • marco said:

                                                                                    ciao eric bravo come sempre,bene oggi ti voglio far vedere il uovo portale che è ciclico e camaleontico,in esso cè i 2 figli di AnyShop il mio centro commerciale ebbene qui dove cè url troverete un sito che stà avendo notorietà x un guadagno offerto e stò definendo un progetto basato sul seo traffico e bla bla solo a fronte di un piccolo abbonamento ma fidelity non costi veri diciamo una card ok? scrivimi se necessiti ulteriori informazioni ho anche log e i forum se vuoi,è un argomento che sembra interessare troppi soldi con adword e se sai mirare puoi anche ottenere x gratis,hai visto esempio senuke con esso ottieni notevoli going ma bisogna renderlo free e mi stò impegnando,se vuoi possiamo collaborare io ho 20 anni di esperienza e creo progetti ambiziosi ma del resto non sarei il leader mistercall360 eheheh by eric al prox post

                                                                                  • Ava said:

                                                                                    Hi Eric, my first time posting. Thanks for your great series of lessons. I currently use Paypal, Google, & Moneybookers (Skrill). I am feeling a bit overwhelmed at the moment trying to follow your series, and get Trading Pro System up & running. Time my biggest challenge.

                                                                                    Question: I use TrafficSwarm and they include 000Webhost.com and Hitslink.com Wanted to use hosting program with Trade Pro System. Do you think it is OK? Also what do you think of those sites or progams. Sorry for so many questions, I should probably post more regularly.

                                                                                    • Eric said:

                                                                                      I’m not very familiar with them, but yes you could use those programs. My recommended web host is in this lesson: http://www.ericstips.com/tips/lesson24/

                                                                                      But really the most important thing for you at this point is to get your business up and running.

                                                                                    • gary said:

                                                                                      Once again ,you give the best info available!
                                                                                      We thank you!
                                                                                      Gary

                                                                                      • Dean hatch said:

                                                                                        This lesson should come earlier. I’ve been waiting to push sales and set up another web site- figuing its of no value to try selling if you have no way of collecting funds.

                                                                                        • Ruth said:

                                                                                          Eric, thanks for the great tips. I am learning a lot. I have also been saving all your tips so I could go back and review. Yesterday (5/22) my gmail account was hacked and all my saved emails have disappeared!! Can I restart your tip list so I can save them again? Thanks, Ruth

                                                                                          • Eric said:

                                                                                            Yes you can restart it. If you’re using a new email address, just sign up: http://www.ericstips.com/join

                                                                                            If you’re using the same email address, unsubscribe using the link at the bottom of any email you receive from me. Then sign up again.

                                                                                          • I am wondering if anyone else is having a problem with PayPal concerning the ‘payment’ amount? I’ve had several payments for info products lately where the selling price on page and in the ‘button’ code plainly said $17.00 and the ‘accepted’ amount completed by PayPal was only $0.01 ! I’ve repeatedly contacted PayPal and get the run-around that it has to be my coding of my button scripts. But have had several friends check these codes and can not find any problem with the scripts. But IF the code says $17.00 WHY would they accept a payment for $0.01 ??????? Any ideas would be appreciated!

                                                                                            • Eric said:

                                                                                              I hate to say it, but it sounds like a scripting issue to me too. I’m guessing you don’t have this prolem if you create a new payment button within your Paypal account and then use that code directly?

                                                                                              Also are you seeing this every time you click the button, or are you just seeing some random $0.01 transactions in your account? If you’re just seeing a few, then maybe people are using a loophole to “hack” your script so they can buy your product for 1 cent. That’s common in some scripts.

                                                                                            • Yvette Samuel said:

                                                                                              Thanks for your continued info. It’s awesome I’m trying to catch up but have been able to plot my course in determining the best approach to deal with my product. Your lessons are timely and well appreciated. Have a blessed day.

                                                                                              • stella said:

                                                                                                I am glad that I came back to your lessons,and now I am following every single one of them (incl. supplements)For a very short time they improved my scills a lot ,and very soon (when I finish the lessons)I will be able to dive in the big ocean
                                                                                                Thank You

                                                                                                • Peep said:

                                                                                                  FYI PowerPay changed their policy and no longer want to do business with information marketers. Lots of folks having trouble, accounts closed etc.

                                                                                                  • Dave said:

                                                                                                    Hi All,

                                                                                                    Off the wall question. How would you put a “buy now” button in a PDF. Would it be the same as adding it to a site. And more specifically would you recommend it?

                                                                                                    Thanks,
                                                                                                    Dave

                                                                                                    • Eric said:

                                                                                                      Yes it would basically be the same as putting it on a site, and yes I’d recommend trying it. One thing I would recommend though is using a “redirect” link (php redirect which leads to the real buy link) in the PDF rather than the actual payment button code. The reason for this is you can then change the link anytime without having to change the PDF (which is impossible to do once it’s in other people’s hands). So if you decided to stop selling the product, or change the price, etc… you could simply change the redirect to point to a page where you explain the new offer.

                                                                                                      • Dave said:

                                                                                                        Nice! And thanks for the tip on the redirect. Didn’t consider that aspect.

                                                                                                        Hope you are well.
                                                                                                        -Dave

                                                                                                    • Nedra said:

                                                                                                      Another great lesson..!!!! Since I already had a product, before finding you and signing up for your lessons, it was recommended I use Clickbank. Since it was suggested to be easier than Pay Pal to set that up. Not knowing, then, what I know now I did have options.
                                                                                                      Nedra

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